{"id":211058,"date":"2008-12-18T09:38:14","date_gmt":"2008-12-18T14:38:14","guid":{"rendered":"https:\/\/dev.totemweb.design\/macommunaute\/communiques\/u8445-noel-sans-credit-c-est-la-fete-sans-les-ennuis\/"},"modified":"2022-11-06T16:17:27","modified_gmt":"2022-11-06T21:17:27","slug":"u8445-noel-sans-credit-c-est-la-fete-sans-les-ennuis","status":"publish","type":"communiques","link":"https:\/\/dev.totemweb.design\/macommunaute\/communiques\/u8445-noel-sans-credit-c-est-la-fete-sans-les-ennuis\/","title":{"rendered":"No\u00ebl sans cr\u00e9dit, c\u2019est la f\u00eate sans les ennuis !"},"content":{"rendered":"<div>Tous les commer\u00e7ants vous le diront, la fr\u00e9n\u00e9sie des F\u00eates constitue pour eux la meilleure p\u00e9riode pour faire des affaires. Les consommateurs ouvrent grand leur portefeuille pour g\u00e2ter leurs proches et se faire plaisir. <BR\/><BR\/>Puis janvier arrive avec son lot de factures \u00e0 payer. Parmi elles, les comptes de cartes de cr\u00e9dit. Combien de mois vous faudra-t-il pour rembourser les agapes de l\u2019an dernier ? Un mois, deux mois, trois mois, peut-\u00eatre plus ! Le joli foulard pour tante Lucie, la montre pour Robert, le jeu vid\u00e9o pour Julien, le r\u00e9veillon de No\u00ebl, le spectacle en famille, \u2026 Pay\u00e9e \u00e0 cr\u00e9dit, chacune de vos d\u00e9penses vous co\u00fbtera chaque mois un peu plus cher et gr\u00e9vera d\u2019autant votre budget familial.<BR\/><BR\/>Voici quelques trucs pour festoyer sans se ruiner<BR\/><BR\/>Quelle que soit votre situation, essayez dans la mesure du possible\u00a0 de d\u00e9penser selon vos moyens et de laisser vos cartes de cr\u00e9dit \u00e0 la maison.<BR\/><BR\/>Si vous disposez d\u2019un peu de temps, mettez \u00e0 profit vos talents et votre ing\u00e9niosit\u00e9. Une photo mise dans un joli cadre, quelques graines myst\u00e8res \u00e0 regarder pousser dans un pot en terre, votre meilleure recette de cuisine comment\u00e9e et illustr\u00e9e,\u2026 de jolis bons pour quelques heures offertes pour garder les enfants, d\u00e9neiger l&rsquo;entr\u00e9e, tondre le gazon. Pr\u00e9par\u00e9s avec soin et amour, les cadeaux personnalis\u00e9s feront toujours plaisir.<BR\/><BR\/>Faites une liste de ce que vous voulez acheter et allouez un montant maximal pour chaque \u00e9l\u00e9ment. Cadeau, d\u00e9coration, repas, sortie,\u2026 sans oublier les petits extras.<BR\/><BR\/>N\u2019attendez pas la derni\u00e8re minute pour faire vos achats. Il vous sera bien difficile de comparer les prix et de vous en tenir \u00e0 votre liste dans la cohue des magasins \u00e0 la veille de No\u00ebl.<BR\/><BR\/>Si vous choisissez d\u2019attendre le boxing day pour faire vos emplettes, magasinez avant les articles que vous voulez acheter pour conna\u00eetre les vrais rabais.<BR\/><BR\/>Pr\u00e9voyance, m\u00e8re de tranquillit\u00e9 !<BR\/>Comme vous le faites pour vos achats importants, planifiez vos d\u00e9penses de No\u00ebl le plus t\u00f4t possible dans l\u2019ann\u00e9e et budg\u00e9tisez-les sur douze mois.<BR\/><BR\/><BR\/>Joyeuses F\u00eates \u00e0 tous<P> <\/P><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Tous les commer\u00e7ants vous le diront, la fr\u00e9n\u00e9sie des F\u00eates constitue pour eux la meilleure p\u00e9riode pour faire des affaires.<\/p>\n<p><a href=\"https:\/\/dev.totemweb.design\/macommunaute\/communiques\/u8445-noel-sans-credit-c-est-la-fete-sans-les-ennuis\/\">read more<\/a><\/p>","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","thematiques":[],"regions":[],"class_list":["post-211058","communiques","type-communiques","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>No\u00ebl sans cr\u00e9dit, c\u2019est la f\u00eate sans les ennuis ! - Ma Communaut\u00e9<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"No\u00ebl sans cr\u00e9dit, c\u2019est la f\u00eate sans les ennuis ! - Ma Communaut\u00e9\" \/>\n<meta property=\"og:description\" content=\"Tous les commer\u00e7ants vous le diront, la fr\u00e9n\u00e9sie des F\u00eates constitue pour eux la meilleure p\u00e9riode pour faire des affaires.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dev.totemweb.design\/macommunaute\/communiques\/u8445-noel-sans-credit-c-est-la-fete-sans-les-ennuis\/\" \/>\n<meta property=\"og:site_name\" content=\"Ma Communaut\u00e9\" \/>\n<meta property=\"article:modified_time\" content=\"2022-11-06T21:17:27+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/dev.totemweb.design\/macommunaute\/communiques\/u8445-noel-sans-credit-c-est-la-fete-sans-les-ennuis\/\",\"url\":\"https:\/\/dev.totemweb.design\/macommunaute\/communiques\/u8445-noel-sans-credit-c-est-la-fete-sans-les-ennuis\/\",\"name\":\"No\u00ebl sans cr\u00e9dit, c\u2019est la f\u00eate sans les ennuis ! 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