{"id":209913,"date":"2007-11-15T00:00:00","date_gmt":"2007-11-15T05:00:00","guid":{"rendered":"https:\/\/dev.totemweb.design\/macommunaute\/communiques\/u650-felicitations-vous-avez-ete-preselectionne-pour-enrichir-les-banques\/"},"modified":"2022-11-06T15:59:21","modified_gmt":"2022-11-06T20:59:21","slug":"u650-felicitations-vous-avez-ete-preselectionne-pour-enrichir-les-banques","status":"publish","type":"communiques","link":"https:\/\/dev.totemweb.design\/macommunaute\/communiques\/u650-felicitations-vous-avez-ete-preselectionne-pour-enrichir-les-banques\/","title":{"rendered":"F\u00e9licitations!Vous avez \u00e9t\u00e9 pr\u00e9s\u00e9lectionn\u00e9 pour\u2026enrichir les banques!"},"content":{"rendered":"<div><P><BR\/><BR\/>L\u2019ACEF du Nord de Montr\u00e9al participe \u00e0 la 4i\u00e8me campagne de<br \/>\nsensibilisation au cr\u00e9dit et \u00e0 l\u2019endettement : \u00ab Dans la marge<br \/>\njusqu\u2019au cou! \u00bb<br \/>\n<BR\/><BR\/>Pour une quatri\u00e8me ann\u00e9e cons\u00e9cutive, la Coalition des<br \/>\nassociations de consommateurs du Qu\u00e9bec (CACQ), en collaboration<br \/>\navec les associations de consommateurs du Qu\u00e9bec, dont l\u2019ACEF du<br \/>\nNord, met de l\u2019avant la vaste campagne de sensibilisation au<br \/>\ncr\u00e9dit et \u00e0 l\u2019endettement \u00ab Dans la marge jusqu\u2019au cou! \u00bb.Cette<br \/>\ncampagne, qui se tiendra du 19 au 23 novembre 2007, offre de<br \/>\nnombreuses activit\u00e9s partout au Qu\u00e9bec qui mettront en lumi\u00e8re le<br \/>\nth\u00e8me de cette ann\u00e9e, c\u2019est-\u00e0-dire \u00ab les illusions v\u00e9hicul\u00e9es par<br \/>\nles sollicitations et les publicit\u00e9s sur le cr\u00e9dit \u00bb.<br \/>\n<BR\/><BR\/>\u00ab Les sollicitations qu\u2019on re\u00e7oit \u00e0 la maison donnent<br \/>\nl\u2019illusion que c\u2019est facile et qu\u2019il n\u2019y a aucune obligation \u00bb<br \/>\naffirme Sylvain Lafreni\u00e8re, conseiller budg\u00e9taire \u00e0 l\u2019ACEF du<br \/>\nNord.\u00ab Le cr\u00e9dit nous donne l\u2019impression d\u2019\u00eatre riche ou d\u2019avoir<br \/>\n\u00e0 sa disposition une source de revenu suppl\u00e9mentaire \u00bb<br \/>\najoute-t-il.Selon les observations des associations de<br \/>\nconsommateurs, le recours aux cartes de cr\u00e9dit joue d\u00e9sormais un<br \/>\nr\u00f4le de \u00ab filet de s\u00e9curit\u00e9 \u00bb.Il donne m\u00eame l\u2019impression de<br \/>\nremplacer l\u2019\u00e9pargne.<br \/>\n<BR\/><BR\/>Toutes les illusions v\u00e9hicul\u00e9es par les sollicitations et<br \/>\nles publicit\u00e9s sur le cr\u00e9dit contribuent \u00e0 l\u2019augmentation<br \/>\nfaramineuse de son utilisation. Selon l\u2019Association des banquiers<br \/>\ncanadiens, le nombre de cartes a plus que quadrupl\u00e9 en 20 ans<br \/>\npour atteindre, en 2006, un total de 61 millions de cartes de<br \/>\ncr\u00e9dit en circulation au Canada (cartes Visa et Mastercard<br \/>\nseulement). \u00ab Les \u00e9metteurs de cr\u00e9dit nous jettent de la poudre<br \/>\naux yeux! \u00bb, ajoute monsieur Lafreni\u00e8re.\u00ab Ils nous vendent du<br \/>\nr\u00eave, un statut social ou encore un sentiment de s\u00e9curit\u00e9 alors<br \/>\nqu\u2019en r\u00e9alit\u00e9, le cr\u00e9dit n\u2019est qu\u2019un simple mode de paiement \u00bb.<br \/>\n<BR\/><BR\/>Pour en savoir plus sur les illusions du cr\u00e9dit, l\u2019ACEF du<br \/>\nNord offrira plusieurs activit\u00e9s, dont un atelier d\u2019information<br \/>\nsur la publicit\u00e9 du cr\u00e9dit, ouvert \u00e0 tous. Cet atelier aura lieu<br \/>\nle mercredi 21 novembre \u00e0 17h30, au 1982, Tillemont. Inscription<br \/>\nau 514-279-1146.<br \/>\n<BR\/><BR\/><\/P><\/div>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019ACEF du Nord de Montr\u00e9al participe \u00e0 la 4i\u00e8me campagne de<br \/>\nsensibilisation au cr\u00e9dit et \u00e0 l\u2019endette<\/p>\n<p><a href=\"https:\/\/dev.totemweb.design\/macommunaute\/communiques\/u650-felicitations-vous-avez-ete-preselectionne-pour-enrichir-les-banques\/\">read more<\/a><\/p>","protected":false},"author":14255,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","thematiques":[],"regions":[],"class_list":["post-209913","communiques","type-communiques","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>F\u00e9licitations!Vous avez \u00e9t\u00e9 pr\u00e9s\u00e9lectionn\u00e9 pour\u2026enrichir les banques! - Ma Communaut\u00e9<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"F\u00e9licitations!Vous avez \u00e9t\u00e9 pr\u00e9s\u00e9lectionn\u00e9 pour\u2026enrichir les banques! 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